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Xero

$29 - $75/mo (Standard USD)

VS

FreshBooks

$19 - $65/mo

Analysis

A cloud-accounting leader known for its clean UI and vast app ecosystem. In late 2025, it launched JAX, an AI superagent that allows users to manage their books via WhatsApp, SMS, or voice. While it remains a top choice for its 'Unlimited Users' policy, the November 2025 price increases have made it one of the more expensive options for mid-sized firms.

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Analysis

A polished accounting suite designed for service-based professionals. In 2025, it excels with a highly intuitive UI, built-in time tracking, and AI-driven expense categorization. Despite its beauty, users often struggle with its restrictive client limits on lower tiers and the high $11/mo fee for every additional team member.

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The Breakdown

FeatureXeroFreshBooks
CategoryAccountingAccounting
Subscription Cost$29 - $75/mo (Standard USD)$19 - $65/mo