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QuickBooks Online

$38 - $275/mo

VS

Xero

$42/mo (Standard)

Analysis

The industry-standard cloud accounting platform. In late 2025, it is a fully AI-integrated system featuring 'Intuit Assist' for automated reconciliation and 'AI Agents' for autonomous bookkeeping. While it offers unmatched tax-readiness and ecosystem depth, its high subscription costs and complex tiered pricing continue to drive freelancers and micro-SMEs toward leaner alternatives.

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Analysis

A cloud-based accounting platform known for its sleek UI and massive app marketplace. However, its entry-level plan is severely restricted (limit of 20 invoices), and frequent price hikes have made it expensive for small businesses that just need basic bookkeeping.

Top Recommended AlternativeView Xero Alternatives →

The Breakdown

FeatureQuickBooks OnlineXero
CategoryAccountingAccounting
Subscription Cost$38 - $275/mo$42/mo (Standard)