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Best Free Alternatives to QuickBooks Online

Stop paying $38 - $275/mo. Discover professional-grade tools that won't break your budget.

Category: AccountingVerified for 2025

Top Recommended Replacements

Wave Apps

FREE

Best for Micro-Businesses & Freelancers

Why we like it

The 'Starter' plan is still free for unlimited invoicing and accounting; the 'Pro' plan ($190/yr) includes auto-import bank feeds and receipt scanning; incredibly user-friendly for non-accountants.

Keep in mind

Lacks deep inventory management; 'Starter' plan now includes ads and manual-only bank entries as of mid-2025.

Xero

Best for Growing Teams & Inventory

Why we like it

Unlimited users on every plan (unlike QB); superior fixed-asset management; excellent global community of advisors; supports 1,000+ app integrations; better for ecommerce due to clean inventory tracking.

Keep in mind

Interface has a steeper learning curve than Wave or FreshBooks; the entry-level 'Early' plan is very restrictive with only 20 invoices per month.

FreshBooks

Best for Service-Based Businesses

Why we like it

The most intuitive invoicing and time-tracking UI; excellent project profitability tools; stellar customer support; 'Lite' plan is perfect for contractors with <5 clients.

Keep in mind

Accounting features are less robust for businesses with physical inventory; pricing increases rapidly as you add more clients.

Zoho Books

FREE

Best Value for All-in-One Users

Why we like it

Generous free tier for small businesses; seamless integration with the massive Zoho suite (CRM, Mail, Desk); includes client portal and automated workflows in early tiers.

Keep in mind

The interface can feel utilitarian and cluttered compared to the 'modern' look of QuickBooks or FreshBooks.

GnuCash

FREE

Best for Privacy & Offline Use

Why we like it

100% free and open-source; desktop-based so no data lives in the cloud; supports double-entry accounting and small business features like payroll and invoicing.

Keep in mind

Zero automation (no bank feeds); UI is dated; requires manual backups and significantly more accounting knowledge.

Puzzle.io

Best for Modern Tech Startups

Why we like it

AI-first accounting that connects directly to Stripe, Mercury, and Brex; built for real-time visibility rather than 'month-end' closes; replaces the need for a legacy bookkeeper.

Keep in mind

Designed specifically for venture-backed startups; not suitable for traditional brick-and-mortar or complex inventory businesses.

Patriot Software

Best for Basic Payroll + Accounting

Why we like it

Known for the best US-based support; extremely straightforward and fast interface; combined payroll and accounting is significantly cheaper than the QB equivalent.

Keep in mind

Lacks advanced reporting and deep customization; primarily focused on the US market.

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