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Expensify

$0 - $9/mo

VS

YNAB (You Need A Budget)

$15/mo

Analysis

A veteran in expense management that pivoted in 2025 to a chat-based 'Super App' model. While it recently slashed prices to a $5 flat-rate for SMBs, users often find the transition to the 'New Expensify' interface confusing, and customer support remains largely limited to the 'Concierge' AI chat bot.

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Analysis

A popular Finance tool that many users find too expensive or restrictive.

The Breakdown

FeatureExpensifyYNAB (You Need A Budget)
CategoryFinanceFinance
Subscription Cost$0 - $9/mo$15/mo