View all Finance Alternatives

Best Free Alternatives to Expensify

Stop paying $0 - $9/mo. Discover professional-grade tools that won't break your budget.

Category: FinanceVerified for 2025

Top Recommended Replacements

Zoho Expense

FREE

Best for Small Teams on a Budget

Why we like it

Generous free tier (up to 3 users); deep integration with the Zoho ecosystem; includes mileage tracking and per diem tools; generally more stable interface than New Expensify.

Keep in mind

The interface can feel slightly dated; advanced approval workflows are locked behind higher tiers.

Ramp

FREE

Best for Corporate Card Users

Why we like it

The software is 100% free; earns 1.5% cashback on all spend; AI-powered 'savings insights' that flag duplicate subscriptions; real-time visibility into employee spend.

Keep in mind

Requires using the Ramp corporate card to unlock the free software; primarily focused on the US market.

Fyle (Sage Expense Management)

Best for Real-Time Card Feeds

Why we like it

Integrated directly with Slack, Teams, and Gmail; allows you to use your *existing* business credit cards while still getting real-time feeds; excellent automated reconciliation.

Keep in mind

Pricing can scale quickly for large teams; requires more initial setup for deep accounting integrations.

Rippling Spend

Best for HR & Payroll Integration

Why we like it

Automatically triggers expense policies based on HR data (e.g., job title or department); reimbursements sync directly with payroll; the most sophisticated automation for scaling companies.

Keep in mind

Part of a larger modular platform; can be expensive if you only need expense management.

BILL Spend & Expense (Divvy)

FREE

Best for Budget Control

Why we like it

Excellent real-time budget tracking; issue virtual cards for specific projects with 'burn' limits; free software model similar to Ramp.

Keep in mind

Like Ramp, it is built around its own proprietary credit card; customer support is primarily digital-first.

Splitwise

FREE

Best for Simple Bill Splitting

Why we like it

The easiest way for partners or small teams to share common costs; zero training required; great mobile app.

Keep in mind

Not a professional accounting tool; lacks OCR receipt scanning and tax-compliant reporting features.

Need more options?

Explore our full directory of Finance software alternatives.

Browse the Finance Hub