Top Free
Personal Finance / Budgeting Alternatives

Professional-grade replacements for Personal Finance / Budgeting software. Verified for features, security, and zero cost.

Tools Tested

100%

Free or Open Source

Database Updated Dec 2025

Hand-Picked Comparisons

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Intuit Mint (Discontinued)

The former king of free budgeting apps. Intuit shut down Mint in 2024 and migrated users to Credit Karma, which offers Net Worth tracking but strictly removed the monthly budgeting and custom categorization features that users loved.

Top Recommended Replacement

Empower (Personal Capital)PRO CHOICE

The best 'Net Worth' tracker left on the market; completely free dashboard for tracking unlimited bank accounts, 401ks, and investments; investment fee analyzer is superior to Mint's.

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Mastering Personal Finance / Budgeting for Free

Our mission at Best Free Alternatives is to democratize access to high-end digital tools. The software listed above provides professional-grade results without the burden of monthly subscriptions. Whether you are a student, freelancer, or small business owner, these Personal Finance / Budgeting alternatives are production-ready.