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Best Free Alternatives to Intuit Mint (Discontinued)
Stop paying Discontinued. Discover professional-grade tools that won't break your budget.
Category: Personal Finance / BudgetingVerified for 2025
Top Recommended Replacements
Empower (Personal Capital)
FREEBest Free Alternative
Why we like it
The best 'Net Worth' tracker left on the market; completely free dashboard for tracking unlimited bank accounts, 401ks, and investments; investment fee analyzer is superior to Mint's.
Keep in mind
Weak on monthly budgeting (it's hard to set 'Envelope' limits for groceries/dining); aggressive sales calls for their wealth management service.
Monarch Money
Best Overall Replacement
Why we like it
Built by the original Mint product team to fix Mint's flaws; handles Mint CSV imports perfectly; modern, ad-free interface; highly customizable budgeting and rules engine.
Keep in mind
Expensive ($100/year); no free tier (only a trial).
Credit Karma (Net Worth)
FREEThe Official Migration
Why we like it
If you migrated from Mint, your history is already here; good for tracking credit scores and total debt.
Keep in mind
Not a budgeting app; you cannot set category limits; the interface is heavy on ads for credit cards and loans.
Simplifi by Quicken
Best Value Paid App
Why we like it
Significantly cheaper than Monarch (~$3-4/mo); excellent 'Spending Plan' feature that simplifies budgeting into 'Income minus Bills equals Safe-to-Spend'; backed by Quicken's bank connection infrastructure.
Keep in mind
Data retention is strictly tied to your subscription (stop paying, lose access); mobile-first design can feel cramped on desktop.
YNAB (You Need A Budget)
Best for Debt Payoff
Why we like it
A completely different philosophy ('Give every dollar a job'); forces you to budget only money you actually have; extremely effective for breaking the paycheck-to-paycheck cycle.
Keep in mind
Steep learning curve; requires active daily management (not 'set and forget' like Mint).
Fidelity Full View
FREEBest Sleeper Pick
Why we like it
If you bank with Fidelity, this is a surprisingly powerful Mint clone for free; tracks spending, net worth, and budgeting using eMoney advisor tech.
Keep in mind
Hidden inside the Fidelity login; interface is dated; bank connections can be finicky compared to Plaid.
Rocket Money
FREEBest for Subscription Culling
Why we like it
Excellent at finding and cancelling unwanted subscriptions (Netflix, Gym, etc.); free tier covers basic linking and tracking.
Keep in mind
Budgeting features are locked behind the 'Pay What You Want' subscription; aggressive upsells for 'Bill Negotiation' services.
Lunch Money
Best for Power Users
Why we like it
Indie-developed tool loved by engineers; supports multi-currency (great for nomads); extremely fast manual transaction entry; rigid privacy stance.
Keep in mind
No mobile app (web only, though mobile responsive); smaller team.
Copilot Money
Best for Mac/iOS Users
Why we like it
The most beautiful finance app on the market; uses AI to categorize transactions with incredible accuracy; native Mac app feels premium.
Keep in mind
Apple ecosystem only (no Android or Windows web app); premium pricing.
PocketGuard
FREEBest for 'In My Pocket'
Why we like it
Answers one question: 'How much can I spend today?'; simple interface; offers a unique 'Lifetime License' so you can pay once and avoid subscriptions forever.
Keep in mind
Free tier is limited to a few accounts; categorization rules are less flexible than Monarch.
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