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Best Free Alternatives to Morningstar Direct

Stop paying $17,000+ per user/yr. Discover professional-grade tools that won't break your budget.

Category: Fund Research / Portfolio AnalysisVerified for 2025

Top Recommended Replacements

YCharts

Best Professional Alternative

Why we like it

The modern replacement for Morningstar; beautiful, client-ready PDF reports; excellent fundamental charting; deep fund/ETF data; widely used by RIAs who find Morningstar's interface clunky.

Keep in mind

Still expensive compared to retail tools ( ~$4,000/yr), but 75% cheaper than Direct.

Testfol.io

FREE

Best for Backtesting

Why we like it

The new gold standard for free portfolio backtesting (replacing Portfolio Visualizer after their 2024 paywall update); solves 'Overfitting' by allowing advanced rebalancing logic; completely free and fast.

Keep in mind

Steeper learning curve; data is strictly for backtesting (no 'Forward P/E' estimates for funds).

Morningstar Investor

Best for X-Ray

Why we like it

If you just need the famous 'Portfolio X-Ray' to see your asset allocation overlap, this retail version is all you need; includes the same star ratings and analyst reports as Direct.

Keep in mind

Lacks the 'Presentation Studio' and custom peer group creation of Direct.

Koyfin

FREE

Best for Market Data

Why we like it

Excellent for visualizing macro trends and ETF performance; 'Model Portfolios' feature allows you to track hypothetical performance against benchmarks.

Keep in mind

Fund data depth (e.g., manager tenure, fees) is shallower than Morningstar.

ETF.com / ETFdb

FREE

Best for ETF Screening

Why we like it

The best free databases for finding ETFs; screen by expense ratio, AUM, and sector exposure; robust comparison tools.

Keep in mind

Ad-supported; covers ETFs only (no mutual funds).

Portseido

FREE

Best for Tracking

Why we like it

Tracks your *actual* performance (Time Weighted Return) across all your brokerages; benchmarking against S&P 500 or custom indexes.

Keep in mind

It is a tracker, not a research tool (you can't 'screen' for new stocks).

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